OFR Launches LinkedIn Page to Raise Awareness of Financial-Stability Risks

Source: United States Treasury

Headline: OFR Launches LinkedIn Page to Raise Awareness of Financial-Stability Risks

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FEMA and MEMA Warn Disaster Survivors: Beware of Fraud Attempts

Source: US Federal Emergency Management Agency

MADISON, Miss. – FEMA and the Mississippi Emergency Management Agency (MEMA) warn disaster survivors that fraud attempts often increase during recovery from natural disasters like the June tornadoes.

Residents of Jackson and Jasper counties should be aware that con artists may try to steal personal information. In some cases, they may try to apply for FEMA assistance using names, addresses and Social Security numbers they have stolen from survivors.

What can happen, and what people can do

  • People claiming to be FEMA housing inspectors or otherwise claiming they work for FEMA may call you or visit your home. Do not give out personal information or banking information. FEMA inspectors already have your FEMA application number. They are not authorized to collect personal financial information.
  • If a FEMA inspector calls, and you did not submit a FEMA application, your information may have been used to create a FEMA application. Please tell the inspector you did not apply for FEMA assistance. The inspector will submit a request to stop processing of the application.
  • If you receive a letter from FEMA, and you did not apply for assistance, please call the FEMA helpline at 
    800-621-3362. FEMA will stop processing the application.

Report suspicious activity and fraud attempts

If you suspect fraudulent activity involving FEMA, you can report it to the FEMA Fraud Branch by email StopFEMAFraud@fema.dhs.gov, by fax: (202) 212-4926, or by mail: FEMA Fraud and Internal Investigation Division, 400 C Street SW Mail Stop 3005, Washington, DC 20472-3005.

If you believe you are the victim of a scam, report it immediately to your local police or sheriff’s department. You also can contact the Mississippi Attorney General’s office by calling 601-359-3680, or by filing a consumer complaint online at https://portal.ago.ms.gov/public/?q=node/403.

Official representatives in the field

FEMA Disaster Survivor Assistance teams, housing inspectors and other officials are working in the communities impacted by the June tornadoes. They carry official identification with photos. FEMA and U.S. Small Business Administration representatives never charge applicants for disaster assistance, inspections or help in filling out applications.

Contractor fraud

FEMA and MEMA also warn survivors to watch out for contractors as they work to recover. The attached fact sheet has information on how people can protect themselves.

For the latest information on recovery from the June tornadoes, visit msema.org and fema.gov/disaster/4727. On Twitter follow MEMA @MSEMAand FEMA Region 4 @femaregion4.

President Joseph R. Biden, Jr. Approves Emergency Declaration for South Carolina

Source: US Federal Emergency Management Agency

WASHINGTON — FEMA announced today that federal disaster assistance has been made available to the state of South Carolina to supplement state, tribal and local response efforts due to emergency conditions resulting from Hurricane Idalia beginning Aug. 29, 2023, and continuing. 

The President’s action authorizes FEMA to coordinate all disaster relief efforts to alleviate the hardship and suffering caused by the storm on the local population and to provide appropriate assistance to save lives, protect property and safety, and to lessen or avert the threat of catastrophe in the designated areas.

Specifically, FEMA is authorized to identify, mobilize and provide, at its discretion, equipment and resources necessary to alleviate the effects of the storm. Emergency protective measures including direct federal assistance, under the public assistance program will be provided at 75% federal funding to Allendale, Bamberg, Barnwell, Beaufort, Berkeley, Calhoun, Charleston, Clarendon, Colleton, Darlington, Dillon, Dorchester, Florence, Georgetown, Hampton, Horry, Jasper, Lee, Marion, Marlboro, Orangeburg, Sumter and Williamsburg counties.

Emergency protective measures limited to direct federal assistance, under the public assistance program, will be provided at 75% federal funding to Abbeville, Aiken, Anderson, Cherokee, Chester, Chesterfield, Edgefield, Fairfield, Greenville, Greenwood, Kershaw, Lancaster, Laurens, Lexington, McCormick, Newberry, Oconee, Pickens, Richland, Saluda, Spartanburg, Union and York counties. 

Brian F. Schiller has been named Federal Coordinating Officer for federal recovery operations in the affected areas. 

Frisch refuses to support Biden

Source: US National Republican Congressional Committee

The following text contains opinion that is not, or not necessarily, that of MIL-OSI –


August 31, 2023


Colorado Democrats are still in disarray. 

Axios reported this morning that Adam Frisch is refusing to support Joe Biden for President. Does Anna Stout agree?

“Adam Frisch and Anna Stout can run but they can’t hide from their party’s record of devastating Colorado families’ quality of life. Refusing to support their party’s leader won’t keep these extreme Democrats from being held accountable for all of Joe Biden’s failures.” – NRCC Spokeswoman Delanie Bomar


ICYMI: End the Madness

Source: US National Republican Congressional Committee

The following text contains opinion that is not, or not necessarily, that of MIL-OSI –


August 31, 2023


In case you missed it…New York Republicans have had enough. 

In a recent letter, penned by Reps. Stefanik, Malliotakis, Langworthy and D’Esposito, the GOP lawamkers slammed Governor Hochul and Mayor Eric Adams for asking the Biden administration for assistance in the crisis they created. 

The letter rightfully lambasts the Democrats, stating, “Your actions at the state level have only further incentivized illegal immigration and encouraged more migration that we cannot support in New York State.”

Not only is the migrant crisis a disaster of the Democrats making, but their other policies are making all of New York worse:   

New Yorkers are fed up with crime and illegal immigration destroying their quality of life. Only one party is trying to clean up the mess – and it isn’t the Democrats.” – NRCC Spokeswoman Savannah Viar 


SECARMY Christine Wormuth on Awarding Presidential Unit Citation in support of Operation ALLIES REFUGE

Source: United States Army

Statement from Secretary of the Army Christine Wormuth:

The Soldiers of the 82nd Airborne Division and Joint Task Force 82 (JTF-82) demonstrated heroic discipline and courage during the execution of the non-combatant evacuation operations in support of Operation Allies Refuge at Hamid Karzai International Airport, Kabul, Afghanistan. The bravery of the Soldiers on the ground and the dedication of those who supported every evacuation flight exemplify the ideals of service with honor and compassion. Until the last aircraft departed, the 82nd Airborne Division and members of JTF-82 held the line and provided the safe passage needed to evacuate over 100,000 U.S. citizens, Afghan civilians, and family members. It is a privilege to recognize these Soldiers for their actions during the tumultuous days of August 2021 and to honor their courage at a time when the entire Nation relied on them to complete their mission – which they did with great distinction.

Press Release: FDIC Issues CRA Examination Schedules for Fourth Quarter 2023 and First Quarter 2024

Source: US Federal Deposit Insurance Corporation FDIC

WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the fourth quarter 2023 and first quarter 2024.  CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter. 

The Community Reinvestment Act is a 1977 law intended to encourage insured banks and thrifts to help meet the credit needs of the communities in which they are chartered to do business, including low- and moderate-income neighborhoods, consistent with safe and sound operations.  CRA examinations allow federal regulators to assess an institution’s record of helping to meet those needs.

CRA examinations are scheduled based on an institution’s asset size and CRA rating.  Absent reasonable cause, an institution with $250 million or less in assets and a CRA rating of Satisfactory can be subject to a CRA examination no more frequently than once every 48 months.  Absent reasonable cause, an institution with $250 million or less in assets and a CRA rating of Outstanding can be subject to a CRA examination no more frequently than once every 60 months.  

The schedules of institutions to be examined October 1, 2023, through December 31, 2023, and January 1, 2024, through March 31, 2024, are based on the best information now available and are subject to change.  For example, a regulated financial institution not otherwise scheduled for an examination may be examined in connection with the application for a deposit facility.  Alternatively, some institutions may require more time and resources than originally allotted, thus delaying other scheduled examinations.  If an institution is rescheduled for a different quarter, that information will be included on a later list. 

Federal bank and thrift regulators encourage public comment on the institutions to be examined under the CRA. Comments about FDIC-supervised institutions should be directed to the institutions themselves or to the Deputy Regional Director of the appropriate FDIC regional office (attached).  All public comments received prior to completion of a CRA examination will be considered.

The CRA examination schedules for the fourth quarter of 2023 and first quarter of 2024 are attached.  Schedules also can be obtained by calling (703) 562-2200 or (877) 275-3342, faxing a request to (703) 562-2296, or writing to:

FDIC Public Information Center
3501 Fairfax Drive
Room E-1002
Arlington, VA 22226

ATTACHMENTS:

# # #

MEDIA CONTACT: 
LaJuan Williams-Young
202-898-3876
lwilliams-young@FDIC.gov

FDIC: PR-68-2023

Eliminating public health scourge can also benefit agriculture

Source: US Government research organizations

Schistosomiasis, a parasitic disease that causes organ damage and death, affected more than 250 million people worldwide in 2021, according to the World Health Organization.

One of the world’s most burdensome neglected tropical diseases, schistosomiasis occurs when worms are transmitted from freshwater snails to humans. The snails thrive in water with plants and algae that proliferate in areas of agricultural runoff containing fertilizer. People become infected during routine activities in infested water.

“This study is an example of how basic research on the causes of infectious diseases can have not just direct applied benefits, but also improve lives in many other ways”

– Sam Scheiner

U.S. National Science Foundation-supported researchers at the University of Notre Dame, in a study recently published in Nature, found that removing invasive vegetation at water access points in and around several Senegalese villages reduced rates of schistosomiasis by almost a third. As a bonus, the removed vegetation can also be used for compost and livestock feed.

“Disease, food, energy, water, sustainability and poverty challenges intersect in many ways, but are typically addressed independently,” said lead author Jason Rohr. “We sought to break down these silos and identify win-win solutions, while demonstrating their cost effectiveness so that residents would hopefully adopt them widely.”

Rohr and his team spent seven years on the project, with research conducted in 23 villages and clinical trials in 16. They found that villages with substantial fertilizer use had more submerged vegetation. These villages had more snails and a higher prevalence of schistosomiasis infection in children, said Rohr.

Researchers hypothesized that removing vegetation could reduce infections while providing greater access to the open water that is crucial for daily activities and recreation. So, they conducted a three-year randomized controlled trial in 16 communities, where children were treated for their infections and the researchers removed more than 400 metric tons of vegetation in water access points from half the villages. These removals resulted in a decline in snail abundance as well as schistosomiasis infection rates being nearly a third lower than those observed in control villages.

“This study is an example of how basic research on the causes of infectious diseases can have not just direct applied benefits, but also improve lives in many other ways,” says Sam Scheiner, a program director in NSF’s Division of Environmental Biology.

Aluminum materials show promising performance for safer, cheaper, more powerful batteries

Source: US Government research organizations

A good battery needs two things: high energy density to power devices; and stability, so it can be safely and reliably recharged thousands of times. For the past three decades, lithium-ion batteries have reigned supreme — proving their performance in smartphones, laptops and electric vehicles.

But battery researchers have begun to approach the limits of lithium-ion. As next-generation long-range vehicles and electric aircraft start to arrive on the market, the search for safer, cheaper and more powerful battery systems that can outperform lithium-ion is ramping up.

A team of researchers at the Georgia Institute of Technology, led by engineer Matthew McDowell, is using aluminum foil to create batteries with higher energy density and greater stability. The team’s new battery system, detailed in Nature Communications, could enable electric vehicles to run longer on a single charge and would be cheaper to manufacture, while having a positive impact on the environment.

“One of the benefits of our aluminum anode is that it enables performance improvements, and it can be very cost-effective”

– McDowell

This work was performed in part at the Georgia Tech Institute for Electronics and Nanotechnology, a member of the National Nanotechnology Coordinated Infrastructure, which is supported by the U.S. National Science Foundation.

“We are always looking for batteries with higher energy density, which would enable electric vehicles to drive for longer distances on a charge,” McDowell said. “We can use aluminum as a battery material, because it’s cost-effective, highly recyclable and easy to work with.”

When used in a conventional lithium-ion battery, aluminum fractures and fails within a few charge-discharge cycles due to expansion and contraction as lithium travels in and out of the material. Developers concluded that aluminum wasn’t a viable battery material, and the idea was largely abandoned.

Now, solid-state batteries have entered the picture. While lithium-ion batteries contain a flammable liquid that can lead to fires, solid-state batteries contain a solid material that’s not flammable and, therefore, likely safer. Solid-state batteries also enable the integration of new high-performance active materials.

Researchers have added small amounts of other materials to aluminum to create foils with particular “microstructures,” or arrangements of different materials. The engineers tested more than 100 different materials to understand how they would behave in batteries.

The aluminum anode could store more lithium than conventional anode materials, and therefore more energy. In the end, the researchers created high energy density batteries that could potentially outperform lithium-ion batteries.

“One of the benefits of our aluminum anode is that it enables performance improvements, and it can be very cost-effective,” McDowell said. “When using a foil directly as a battery component, we actually remove a lot of the manufacturing steps that would normally be required to produce a battery material.”

Short-range electric aircraft are in development by several companies, but the limiting factor is batteries. Today’s batteries do not hold enough energy to power aircraft to fly distances greater than 150 miles or so. New battery chemistries are needed, and the team’s aluminum anode batteries could open the door to more powerful battery technologies.

Ohioans are done with Sykes

Source: US National Republican Congressional Committee

The following text contains opinion that is not, or not necessarily, that of MIL-OSI –


August 31, 2023


Emilia Sykes is waking up today to damning new polling showing that her constituents are looking for a change. With only 21% approving of Biden.

It’s not just Biden that Ohio voters are looking to replace; the poll shows that Sykes is underwater when voters are asked if she should be re-elected, showing she would lose to a Republican.

“Hardworking Ohio families are done footing the bill for Joe Biden and Emilia Sykes’ disastrous policies of higher prices and lower wages.” – NRCC Spokesman Chris Gustafson